FRIENDLY, AFFORDABLE AND KNOWLEDGEABLE Chapter 7 Chapter 13 Loan Modifications
Facing debts that you cannot afford to pay can be frightening, stressful, and overwhelming. The U.S. Bankruptcy Code offers debt relief for individuals, couples, and businesses. The bankruptcy system is designed to give a debtor the relief from debt he needs to recover from a financial crisis and rebuild his finances without the worry of debt collections. It is also designed to protect some of the equity in a person’s property so that the person has the means to recover and rebuild after completing a bankruptcy case.

There are several chapters of bankruptcy available to individuals, including filing under Chapter 7 of the Bankruptcy Code. Our Long Island bankruptcy lawyers can help you determine if filing bankruptcy under Chapter 7 is your best debt relief option.
Chapter 7 bankruptcy is the most common form of bankruptcy in the United States. It involves the discharge and or liquidation of a debtor's assets in order to settle outstanding debts. However, it can have some negative consequences. Thus, a decision to file should be taken carefully.

If you decide to proceed, hiring bankruptcy attorney to help you navigate the sometimes complicated procedures involved is typically the best forward. With our experienced bankruptcy attorneys, we strive to educate you, as well as make the Chapter 7 bankruptcy process as easy as possible. We will also determine if you are eligible to file at all. If you have had a filing in the previous 6-8 years, then you are barred from doing so.
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